SIP Calculator

FAQs about SIP & Mutual Funds

Q1. What is the minimum amount to start a SIP?
You can start a SIP with as low as ₹500 per month. This makes mutual funds accessible to everyone, regardless of their income level.

Q2. Can I stop or increase my SIP later?
Yes, SIPs are very flexible. You can stop, pause, or increase your SIP amount (Step-up SIP) anytime based on your financial situation. There are no penalties for stopping a SIP after a certain period.

Q3. Is SIP better than Lumpsum investment?
Both have their own benefits. SIP is generally considered safer for new investors because it helps in Rupee Cost Averaging (buying more units when markets are low and fewer when high). Lumpsum is good when you have a large amount of idle money and the market valuation is fair.

Q4. Are the returns shown in the calculator tax-free?
Not necessarily. Mutual Fund returns are subject to Capital Gains Tax (LTCG or STCG) depending on the holding period and the type of fund (Equity or Debt).

Q5. How can I start investing with AviUrade Financial Services?
It is completely digital and paperless! You can click on the "Login / Sign Up" button or online Invest button on our website to register via our partner platform (AssetPlus) or contact us directly on +91-7218593096 for assistance.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

What is a SIP Calculator?

A SIP (Systematic Investment Plan) Calculator is a simple tool that helps you estimate the future value of your monthly investments. Whether you are planning for your retirement, child’s education, or buying a home, this tool helps you visualize how small monthly savings can grow into a large corpus over time through the power of compounding.

How to use this Calculator?

1. Monthly Investment: Enter the amount you want to invest every month (e.g., ₹5,000).

2. Expected Return: Enter the annual return rate you expect (e.g., 12% for Equity Funds).

3. Time Period: Select for how many years you want to stay invested.

4. Result: The calculator will instantly show you the Invested Amount, Estimated Profit, and Total Value.

Disclaimer:
The calculations shown above are for illustration purposes only and do not guarantee any future returns. Mutual Fund returns are not fixed and are subject to market fluctuations. The projected value assumes a constant rate of return, which is not the case in real market scenarios. Please consult AviUrade Financial Services before making any financial decision